What do I do when Social Security runs out?

Word on the street is that Social Security is running out. What should you do? Is it time to panic yet? In this blog we’ll discuss what it may mean for those who are about to retire, are already retired, or even may be decades away. What is the Social Security Trust Fund? Remember those…

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Everything rolling along

Everything seemed to be rolling along. Here we are $31 trillion in debt with banks failing left and right. No concerns, no need to have any question about what is transpiring… Times like these emphasize the importance of having a long-term financial plan and an emergency fund that will support your living expenses for 6-9…

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Will my 401k be enough to retire on?

In this blog we discuss how to know if your 401k is enough to retire on.

In our most recent LinkedIn poll, we had over 700 people view the question “What is the Federal poverty line?”. And only 22% answered it right. Why did we ask the question? We asked it because we wanted to know how many of you realize how many seniors live at this level or below it.…

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Coming soon to a 401k plan near you: retirement income!

America is in the midst of a retirement crisis, and lawmakers are responding by improving the effectiveness of the country’s most popular savings vehicle: employee 401k plans. Here are some reasons why retirement plans are now offering retirement income options, what the legislation says, and what it may mean for employees and HR professionals. A…

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September 2022 newsletter

July and August CPI have confirmed that the inflation problem is not going away. The question on everyone’s mind now is when will interest rates stop moving to the upside, which also seems to be an indefinite trend. With the continuing rise in interest rates, expanding costs, and the shortage of labor due to COVID…

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August Newsletter

The brief newsletter below summarizes our response to the questions clients have been asking us lately. If you have a question you’d like us to address next month, please send us a note! The Inflation Reduction Act was passed by the 117th Congress in July. In a nutshell, this act looks to garner higher revenue…

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What will inflation’s impact on seniors be?

Let’s look at what’s happening now. Inflation is up 8.5% year to date, the highest rise in decades This has had a catastrophic effect on senior citizens who are on a fixed income, with many of them having to resort to government assistance to eat, or are having to dig into their savings to afford…

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How will blockchain impact libraries?

This blog talks about how blockchain will potentially impact libraries.

Blockchain essentially is a way of organizing information, and it is likely to be utilized in library information systems at some point in the future. We’ll get to how, but first let’s start with a simple definition. What is blockchain? Let’s say there is a block containing data. On one side it has a cryptographic…

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How much will Medicare cost me in 2022? More than you think!

Medicare costs are rising leading many to ask, "How much will Medicare cost me in 2022?"

People frequently worry about the cost of healthcare, specifically Medicare. If you are sitting there asking, “How much will Medicare cost me in 2022?”, read this blog. We’ll talk about the rising cost of healthcare and how it impacts Medicare premium increases in 2022. But before we get into the details, let’s start with a…

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